*{box-sizing:border-box;margin:0;padding:0}
:root{--blue:#0a2a5e;--blue2:#123e86;--red:#d81f2a;--ink:#1a2230;--muted:#5b6675;--bg:#f5f7fb;--line:#e2e7f0}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
a{color:var(--blue2);text-decoration:none}a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:100}
/* header */
.site-header{background:#fff;border-bottom:3px solid var(--blue);position:sticky;top:0;z-index:50;box-shadow:0 2px 12px rgba(10,42,94,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:72px;flex-wrap:wrap}
.brand img{height:44px;width:auto}
.mainnav{display:flex;gap:2px;flex-wrap:wrap}
.mainnav a{padding:10px 12px;color:var(--ink);font-weight:600;font-size:.93rem;border-radius:6px}
.mainnav a:hover{background:var(--bg);text-decoration:none}
.mainnav a.active{color:var(--red)}
.navtoggle,.navbtn{display:none}
/* hero */
.hero{background-size:cover;background-position:center;color:#fff;padding:56px 0;border-bottom:4px solid var(--red)}
.hero h1{font-size:2rem;line-height:1.2;font-weight:800;text-shadow:0 2px 12px rgba(0,0,0,.35)}
.hero-home{padding:96px 0}
.hero-home h1{font-size:2.6rem;max-width:820px}
.hero-sub{margin-top:14px;font-size:1.2rem;opacity:.95;font-weight:500}
/* breadcrumbs */
.crumbs{font-size:.85rem;color:var(--muted);padding:14px 0}
.crumbs a{color:var(--muted)}.crumbs .sep{margin:0 4px}
.crumbs [aria-current]{color:var(--ink);font-weight:600}
/* content */
.content{padding:8px 0 56px;max-width:900px}
.content h2{font-size:1.5rem;margin:32px 0 12px;color:var(--blue);font-weight:700}
.content h3{font-size:1.15rem;margin:8px 0}
.content p{margin:0 0 16px}
.content ul{margin:0 0 18px 22px}.content li{margin:6px 0}
.content .cta{margin-top:28px}
.btn{display:inline-block;background:var(--red);color:#fff;padding:12px 24px;border-radius:8px;font-weight:700;margin:4px 6px 4px 0}
.btn:hover{background:#b3161f;text-decoration:none}
.btn-ghost{background:transparent;color:var(--blue);border:2px solid var(--blue);padding:10px 22px}
.btn-ghost:hover{background:var(--blue);color:#fff}
/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;margin:24px 0}
.cards.two{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.card{display:block;background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:20px;transition:.15s}
a.card:hover{border-color:var(--blue2);box-shadow:0 6px 20px rgba(10,42,94,.10);text-decoration:none;transform:translateY(-2px)}
.card h3{color:var(--blue);margin-bottom:6px}.card p{color:var(--muted);font-size:.95rem;margin:0}
/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:18px;margin:24px 0}
.contact-card{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:22px}
.contact-card h2{margin-top:0;font-size:1.2rem}
.contact-card ul{margin-left:18px}
/* footer */
.site-footer{background:var(--blue);color:#c9d6ee;margin-top:40px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.4fr;gap:28px;padding:44px 20px 28px}
.foot-logo{background:#fff;padding:6px 8px;border-radius:6px;margin-bottom:12px;height:40px;width:auto}
.site-footer h4{color:#fff;margin-bottom:12px;font-size:1rem}
.site-footer ul{list-style:none}.site-footer li{margin:7px 0}
.site-footer a{color:#c9d6ee}.site-footer a:hover{color:#fff}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid rgba(255,255,255,.15);padding:18px 20px;font-size:.85rem}
.foot-bottom a{color:#c9d6ee}
@media(max-width:860px){
  .navbtn{display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:8px}
  .navbtn span{width:26px;height:3px;background:var(--blue);border-radius:2px}
  .mainnav{display:none;width:100%;flex-direction:column;padding:8px 0}
  .navtoggle:checked~.mainnav{display:flex}
  .mainnav a{padding:12px;border-radius:0;border-bottom:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .hero-home h1{font-size:1.9rem}.hero h1{font-size:1.5rem}
}
@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}